Heart Rate Zones Calculator

Computes estimated maximum heart rate and five training zones in beats per minute from your age, using the 220 minus age rule for maximum heart rate. Zones span 50 to 100 percent in ten-point bands, either as straight percentages of maximum or via the 1957 Karvonen heart rate reserve method, which adds resting heart rate as an input and anchors each zone to the gap between resting and maximum.

Method
Estimated maximum heart rate
Zone 1 recovery
Zone 2 endurance
Zone 3 tempo
Zone 4 threshold
Zone 5 maximal

Enter your age and the calculator estimates your maximum heart rate, then splits effort into the five training zones printed on most sports watches. The default method takes straight percentages of that maximum. Switch to the Karvonen method and a resting heart rate field appears, anchoring each zone to your heart rate reserve instead. Read each result as a band in beats per minute: to train in a given zone, pace yourself so the number on your chest strap or wrist monitor holds inside that band.

How the five zones are built

Both methods start from the same estimate of maximum heart rate:

HRmax = 220 − age

With the default age of 35, that gives 185 bpm. The percent-of-max method then marks each zone directly. Zone 1 spans 50 to 60 percent of maximum, so 0.50 × 185 = 92.5 and 0.60 × 185 = 111, displayed as 93 – 111 bpm. The remaining zones step up in ten-point bands.

Zone Feels like % of max At age 35
1 recovery very easy, nasal breathing 50–60 93 – 111
2 endurance can hold a conversation 60–70 111 – 130
3 tempo comfortably hard, short sentences 70–80 130 – 148
4 threshold hard, a few words at a time 80–90 148 – 167
5 maximal unsustainable past a few minutes 90–100 167 – 185

The five-band scheme is a training convention, not a fact of physiology. It spread through coaching manuals and, from the 1980s, through the displays of consumer heart rate monitors, where carving the range into recovery, endurance, tempo, threshold and maximal effort gave athletes a simple dial to train against. Labels vary between manufacturers, but the shared idea is to pace effort by counted beats rather than by feel alone. In practice the zones are not used evenly: reviewing the training of nationally and internationally competitive endurance athletes, the physiologist Stephen Seiler reported in 2010 that athletes training ten to thirteen times a week converge on spending about 80 percent of their sessions at low intensity, below roughly 2 millimoles of blood lactate and so inside zones 1 and 2 here, with about 20 percent given over to hard interval work near 90 percent of maximal oxygen uptake.

What the Karvonen method changes

Percent of max ignores how fit you already are. The Karvonen method works instead from heart rate reserve — the gap between resting and maximum:

target = HRrest + p × (HRmaxHRrest)

At age 35 with a resting heart rate of 60, the reserve is 185 − 60 = 125 bpm. Zone 2 becomes 60 + 0.60 × 125 = 135 up to 60 + 0.70 × 125 = 147.5, shown as 135 – 148 bpm and well above the 111 – 130 band the simple method gives. That shift is the point: a lower resting heart rate usually reflects better aerobic fitness, and Karvonen zones move with it. The percentage of heart rate reserve also tracks the percentage of maximal oxygen uptake more closely than a raw percentage of maximum does, which is why exercise physiologists tend to favour it. Measure resting heart rate first thing in the morning, before you get up, and average a few days.

A short history of counting the heartbeat

People have timed the pulse for well over two thousand years. Herophilus of Alexandria (c. 335–280 BC) is credited as the first to measure the beat, using a water clock to count it against a fixed interval. Galen, working in the second century, was among the first physiologists to describe the pulse in detail and built an elaborate vocabulary for its qualities. Precise timing waited on better clocks. In 1602 Santorio Santorio introduced the pulsilogium, a pendulum whose cord was lengthened or shortened until its swing matched a patient's pulse, the setting then read off a scale — probably the first machine of precision in medical history, and a product of the same learned Venetian circle that included Galileo Galilei.

Reading the electrical signal behind the beat came much later. Willem Einthoven began completing string galvanometer prototypes in 1901; the instrument produced the first practical electrocardiograms and earned him the 1924 Nobel Prize in Physiology or Medicine. The step that put a continuous heart rate on an athlete's chest was more recent still: Polar Electro of Finland built the first wireless electrocardiographic heart rate monitor in 1977 for the national cross-country ski team, and retail sales of wireless personal monitors began in 1983. Zone training as most people practise it dates from that point, when a runner could finally watch the number change in real time rather than stopping to feel for a pulse.

Where the zone formulas come from

The Karvonen equation is named after the Finnish physiologist Martti Karvonen, whose 1957 paper with Kentala and Mustala in Annales Medicinae Experimentalis et Biologiae Fenniae, a longitudinal study of the effects of training on heart rate, introduced heart rate reserve as a way to set training intensity. The original work followed only six subjects and never tied the recommendation to measured oxygen uptake, which is worth remembering when the method is presented as settled fact, but the reserve idea held up and remains the standard personalized approach.

The 220 − age rule has a hazier pedigree. It is usually traced to a 1971 review of physical activity and coronary heart disease by Samuel Fox, John Naughton and William Haskell in Annals of Clinical Research, and it was never a fitted regression. The figure at issue in that paper carried roughly 35 data points drawn from about eleven sources, some published research and some unpublished compilations, and its own legend cautioned that no single line would adequately represent the data, offering only that the formula 220 − age defined a line not far from many of the points. From there it escaped into textbooks and gym posters. A 2002 commentary by Robert Robergs and Roberto Landwehr in the Journal of Exercise Physiology online traced that history, refitted the original points to get 215.4 − 0.91 × age with a standard error of 21 beats, and concluded the equation has no scientific merit for use in exercise physiology. The same paper credits Sid Robinson with the first age-based prediction of maximal heart rate, 212 − 0.77 × age, from data published in 1938.

How much to trust 220 minus age

The standard deviation of the 220 − age estimate is usually quoted at 10 to 12 beats, and published error figures range from about 7 to 15 depending on the sample, so an individual's true maximum can sit 20 beats from the number. Hiroshi Tanaka, Kevin Monahan and Douglas Seals published a better-fitting alternative in the Journal of the American College of Cardiology in January 2001, 208 − 0.7 × age, pooled from 351 studies covering 492 groups and 18,712 subjects, then cross-validated in a laboratory sample of 514 healthy people that returned an almost identical 209 − 0.7 × age. It gives 183.5 at age 35 — barely different from 185 — but diverges at older ages, 166 versus 160 at age 60, where 220 − age tends to read low.

A laboratory graded exercise test remains the gold standard; a hard hill-repeat field test after a full warm-up gets close for healthy, trained people. Beta blockers and some other medications lower both resting and maximum heart rate, which breaks both methods, and swimming maximums typically run about 10 beats below running because the horizontal posture and cool water hold the heart's working rate down. Heat, altitude, caffeine, dehydration and ordinary day-to-day variation all nudge the reading, so treat any single zone boundary as the middle of a fuzzy band rather than a hard line.

Formula-based zones are population estimates, not a medical measurement — check with a doctor before starting intense training, especially with a heart condition or medication that affects heart rate. See the site disclaimer.

Frequently asked questions

What is a good heart rate for zone 2 training?

For a 35-year-old, zone 2 runs from 111 to 130 bpm as a straight percentage of maximum, or 135 to 148 bpm by the Karvonen method with a resting heart rate of 60. The practical check is the talk test: you should be able to speak in full sentences without gasping. Most endurance coaches put 70 to 80 percent of weekly training time in this zone.

How accurate is 220 minus age for maximum heart rate?

It is a rough population average with a standard deviation of roughly 10 to 12 beats, so about a third of people have a true maximum more than 10 bpm away from the estimate. The rule is commonly credited to a 1971 paper by Fox and colleagues, and later data-driven alternatives such as Tanaka's 208 minus 0.7 times age fit measured values somewhat better, especially past age 50.

Why are my Karvonen zones higher than percent-of-max zones?

Because Karvonen never lets a target fall below your resting heart rate. Fifty percent of reserve for someone with a maximum of 185 and a resting rate of 60 is 60 + 0.5 × 125 = 122.5, rounded for display to 123 bpm, while fifty percent of maximum alone is only 93 bpm — barely above walking pace for many people. The fitter you are, the lower your resting rate and the more the two methods disagree at the easy end.

What heart rate zone burns the most fat?

Zone 2 burns the highest proportion of its calories from fat, which is where the fat-burning zone label comes from, but harder zones burn more total calories per minute. For weight loss the overall energy deficit matters far more than the fuel mix during any one session. For building an aerobic base, high volumes of zone 2 are exactly what most plans prescribe.

Can my heart rate go above my maximum heart rate?

Above the formula estimate, yes — that simply means the estimate ran low for you. A genuine physiological maximum cannot be exceeded, but a 35-year-old with a true max of 198 will regularly see readings above the calculated 185 during hard intervals. When that happens, base your zones on the highest reading you have reliably observed rather than on the formula.